The Richest Man in Babylon first appeared on the scene in 1926 as a series of informational pamphlets on basic financial management. By 1927, several of these pamphlets had been compiled into a book and this collection has been in print ever since.
If you have not read the book it is an easy, enjoyable read. Here are some lessons...
Thou Shall Prosper – The Ten Commandments for Making Money has been on my list to read for quite some time now. I first heard it mentioned by Dave Ramsey. I recently got caught up on this part of my reading list and very much enjoyed taking in some wisdom of the ages. Not only did I get an...
My guess is that you probably know a fair amount about how to manage your finances. You may not be aware, however, that managing your finances is more than being able to do the math. Do you often find yourself diverting from your budget, finding yourself more and more in debt? Your tendency to go off track may have...
Keep a small note book and list all the items your spend money on (really, every item) As you look over your expenses for the month you may be surprised at what you are spending items such as coffee. You may find there are things you can go without. The very act of keeping a notebook will cause...
When an individual carries multiple debts, how do they decide which debt to repay first? There are several ways to go about it. Here are three you can decide which method is best for you.
The Debt-snowball method
With the snowball method you start by paying off your smallest debts and then take the money you were paying towards those debts...
I get asked a lot about Credit Repair. Recently I was talking with a friend that needed to purchase a car because his old one died. Even though his credit score was really low there were places that would give him a loan but the interest rate was almost 30%. He eventually got enough money put aside that he...
If you are having financial problems it is ultimately because of one of two reasons. You’re not making enough or you are spending too much. Believe it or not there is a twelve step program for both. December 2nd 2010 I was working as a security guard. Previously I had been working in banking but the mortgage crises brought...
When money is tight one unforeseen expense can be a major setback. We all know we should be saving, I would guess that we all want to be saving, but why are so many people not doing it. A big part of savings is putting systems in place. Once these systems are in place the Savings begins.
Pay yourself first...
We are currently a two car family. I have friends who have gone to one car but don’t feel good about that because I want to know that my wife has a reliable car if anything should happen. The car I drive to work has over one hundred and fifty thousand miles on it. Boy a new car would...
I recently posted an article called Change Your Favorites to Dropbox. The idea is that you can sync your Internet favorites on multiple computers. This one trick opened my eyes to other possibilities.
I am part of a group, and we use Dropbox to share files with each other. As long as everyone uses Dropbox, sharing files works well, but...
